The easiest way to foretell the long run is to construct it.
{Financial} empowerment is greater than only a service—it’s a mission.
SeedFi was based to interrupt the limitations which have lengthy saved people and SME’s from accessing credit score.
For too lengthy, Africans have confronted biased credit score underwriting in sure sectors, prolonged mortgage processes, and restricted entry to financing just because they lacked a proper credit score historical past.
However SeedFi is altering the narrative by making credit score extra accessible, seamless, and equitable.
Entry to credit score stays one of many largest challenges for Nigerian SMEs. Recognizing this hole, SeedFi expanded the SeedFi Service provider Platform, a sensible digital lending resolution that allows companies to offer seamless {financial} help to their staff, clients and distributors.
By means of service provider API integration, companies can now disburse, observe, and handle mortgage repayments effectively—multi functional place. With the MVP launch of the platform in late February 2025, there have been over 20 retailers onboarded and over 300 final beneficiaries accessing funds by way of the platform. SMEs now have a trusted, hassle-free various to conventional lending, fueling progress, job creation, and {financial} inclusion.
In accordance with Pelumi Alli, co-founder and CEO of SeedFi, “Our purpose is to be the {financial} plug for younger people and entrepreneurs, guaranteeing they’ve entry to truthful, clear, and hassle-free loans.”
Past their a number of {financial} merchandise, SeedFi has strengthened its dedication to SMEs by way of a strategic partnership with Billbox. This collaboration has enabled them to increase credit score entry for small companies, fuelling their progress in ways in which had been beforehand out of attain. To this point in 2025, they’ve supplied over N500 million in SME financing, guaranteeing companies have the capital wanted to scale and thrive.
Agriculture stays the spine of Nigeria’s economic system, but many farmers wrestle to safe financing to increase their companies. To deal with this problem, SeedFi has partnered with Winich Farms, an agritech platform that simplifies entry to credit score for farmers. By means of this collaboration, produce-collateralized loans are being launched, permitting farmers to leverage their saved crops as collateral, eliminating complicated paperwork and pointless limitations.
The pilot program, launching in Could 2025, will present over 700 farmers with entry to financing, serving to them scale their operations with out money stream considerations. By enabling farmers to unlock capital and construct higher credit score histories, SeedFi isn’t just funding companies—it’s fuelling meals safety, job creation, and {economic} empowerment.
We caught up with Samaila Dogara, co-founder and CCO of SeedFi and he stated, “SeedFi stays centered on increasing its {financial} empowerment initiatives to succeed in much more Nigerians. We’re actively forming strategic partnerships with organizations supporting ladies in underserved communities and launching new financing options to assist women-led companies scale. Moreover, SeedFi is about to introduce healthcare financing options, guaranteeing that extra Nigerians can entry premium healthcare, no matter their {financial} standing.
SeedFi isn’t just a lending platform—it’s a catalyst for {financial} inclusion and {economic} transformation. By constantly innovating and collaborating with forward-thinking organizations, the corporate is dedicated to shaping a future the place truthful and clear credit score is accessible to all. Because the journey continues, SeedFi’s mission stays clear: empowering younger Nigerians and entrepreneurs to take management of their {financial} futures and construct a stronger, extra affluent economic system.